The functions that are essentially in the Human Resource Development Sector (HRD) sector include those functions and activities which have bearing on the following areas: Individual Development, Occupational and Group Development and Organizational Development.

The following are some of the functions involved in the HRM sector:

b.1. Reward systems—To create enthusiasm and initiative and to heighten the degree of motivation of faculty members in attaining excellence and professionalism, faculty members who have done meritorious services are being rewarded during the Civil Service Day. Likewise, faculty members who have rendered faithful and continuous service in the university are given Civil Service recognitions and awards.

b.2. Employee Assistance—The existence of PSU Cooperative serves as a financially assisting organization which allows members to apply for various kinds of loans in times of contingencies.

b.3. Employee relationship—The faculty club as the main controlling organization which looks primarily for the welfare of the faculty members is in itself an agency which seeks to improve the working relationship between the faculty and the administration and among faculty members themselves. It has created a grievance committee which settles certain differences or conflicts among the faculty members.

b.4. Research and Information system—Information flows horizontally or vertically in the organization. Meetings are regular to fast track important activities of the college. Inputs being provided by the heads of various operating units, chair of the departments and coordinators serve as benchmark data in creating decisions and giving provisions for their solutions.

CONTRACT OF LEASE

KNOW ALL MEN BY THESE PRESENTS:

This rental contract made and executed by and between:

_________________, a tertiary institution of learning with principal business at __________________ represented by its President, ______________, of legal age, Filipino, married and with residence at [ADDRESS OF REPRESENTATIVE] hereinafter referred to as the LESSOR

and

__________________________________, of legal age, Filipino, married and with residence at ____________________________________, hereinafter referred to as the LESSEE.

For and in consideration of the terms and conditions hereafter set forth, the parties hereby agree as follows:

1. The LESSOR hereby agrees to lease to the LESSEE and the LESSEE hereby agrees to lease from the LESSOR the property described below:

“A food stall located at Pangasinan State University,Lingayen Campus (Alvear St., Lingayen, Pangasinan).”

1. PERIOD OF LEASE. The term of this contract shall be for a period of one (1) year from October 2008 and to expire on October 2009.
2. RENTAL FEE. In consideration of this lease, LESSEE will pay the LESSOR through its cashier a rent of ONE HUNDRED PESOS (P100.00) per day. The IGP Campus Coordinator shall take charge of the collection and remit the same to the cashier. The collection shall be done on a daily basis.
3. PERMIT TO OPERATE. The LESSEE shall apply for a permit to operate to legitimize its operation. A Permit To Operate fee of PhP 50.00 shall be paid to the university cashier. The LESSEE may renew this Permit To Operate immediately after its expiration. The right granted to the LESSEE as indicated to the Permit shall cease to exist as the term of this contract expires.

1. USE OF LEASED PREMISES. During the term of this contract, the aforementioned property shall be used by the LESSEE exclusively for COMMERCIAL PURPOSES ONLY. Illegal and immoral activities shall also be prohibited.

LESSEE shall not directly or indirectly sublease, assign, transfer, convey, mortgage or in any way encumber the right lease over the leased premises or any portion thereof, under any circumstances whatsoever; any violation, direct or indirect, of any stipulation hereof shall automatically and unequivocally terminate this lease contract from the time such violation occurs and LESSEE shall not be entitled to any refund of any advanced rental payment.

LESSEE shall not make or permit disturbing noise within the leased premises caused by himself or by persons under his control, nor permit anything to be done by himself or such other persons which will interfere with the rights, comfort or convenience of the other LESSEE.

1. INSPECTION. The LESSEE agrees that the LESSOR or its authorized representative may at all reasonable time with prior notice enter into and upon the leased premises to inspect or observe the manner of its use. Any alterations or repairs or for any purpose which may deem necessary for the operation or maintenance of the stall shall be made at the expense of the lessee.
2. SANITATION & REPAIR. The LESSEE shall keep the stall and its premises clean and in sanitary condition and shall take good care of the leased premises. The LESSOR agrees to keep the premises in good and tenantable condition and shall be responsible for necessary major repairs. Likewise, LESSEE acknowledges that the same is in good and tenantable condition and agrees to keep the same in all respect. Minor repairs shall be at the exclusive expense of the LESSEE.
3. HAZARDOUS & OBNOXIOUS SUBSTANCES. The LESSEE shall not keep, deposit any obnoxious substances and/or inflammable materials or substances that might constitute a fire hazard, except cooking gas or gasoline in vehicles.
4. RULES & REGULATIONS. The LESSEE agrees to abide by the rules and regulations established by competent authorities and those that may be promulgated from time to time by the university.
5. PRETERMINATION. Should the LESSEE without any legitimate reason preterminate the lease contract, the LESSEE shall give LESSOR two (2) months notice of his intention to preterminate.

1. EXPIRATION OF CONTRACT. Upon the expiration of the term of the lease or cancellation of this lease as herein provided, LESSEE will promptly deliver the said premises to the LESSOR in as good and tenantable condition, in all respects, as the same now are, reasonable wear and tear excepted, devoid of all occupants, furniture, article, and effects of any kind belonging to the LESSEE; provided, however, that non-compliance will give the LESSOR the right at its option to refuse to accept the delivery of the premises and to compel the LESSEE to pay rent thereof at the same rate of rental as herein provided, plus 50% additional sum as penalty, until the LESSEE shall have complied with the terms hereof. This same penalty shall likewise be imposed in case LESSEEE shall refuse to leave the premises after his right of lease has expired or terminated for any reason whatsoever.
2. RENEWAL. Sixty (60) days before the expiration of this lease, LESSEE shall give notice in writing to LESSOR his intention to renew this lease subject to the agreement of the LESSOR. That in the event of renewal, the LESSOR can only increase the rent up to 10% of the present rate.

____________________________

LESSOR

Represented by:

_______________[NAME OF REPRESENTATIVE]

___________________________
[NAME OF TENANT]
LESSEE

WITNESSED BY

REPUBLIC OF THE PHILIPPINES
MUNICIPALITY OF LINGAYEN

BEFORE ME, this ____ day of ____________ at the _________ Philippines, personally appeared the following:

__________________

__________________________

[NAME OF TENANT]

CTC NO.

DATE & PLACE OF ISSUE

all known to me to be the same persons who signed and executed the foregoing Contract of Lease and acknowledged to me that the same is their own free and voluntary acts and deeds.

WITNESS MY HAND AND SEAL on the date and place mentioned above.

NOTARY PUBLIC

Doc. No. _____ ;
Page No. _____ ;
Book No. _____ ;
Series of 2005

Great things sometimes come in the most unexpected manner.

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Being smart today is very important especially in spending what you have earned. If you want to make most of what you have earned, then you should spend it wisely and practically. If you are planning to avail your new eyeglasses, then perhaps it would be practical for you to avail of the $8 Rx eyeglasses offered by zennioptical for us.

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Here are useful tips to avoid the common pitfalls when applying for loan modification program:

Be Aware of your rights

More than 75% of mortgage contracts breach one or more lending laws—and most of them go unnoticed. But these violations can be your largest bludgeon in the loan modification process. They can give you the control you need to bargain with your lender and discontinue foreclosure. Your loan modification attorney can help you understand your rights and use them to get the results you want.

Avoid tedious waiting

The foreclosure process is intended so that you have time to get back on your feet and save your home. But that doesn’t mean it’s safe to delay. The longer you wait, the harder it gets to get you out of that fix. As soon as you decide you need mortgage help, call for a loan modification help and get started.

Work with an attorney

Your Home Loan Modification doesn’t rest in the hands of your lender, your broker, or your loan modification attorney. These people can help, but you have to do your part and cooperate with your lawyer. Make sure to put forward your paperwork on time, answer questions honestly, and give them a clear picture of your financial situation.

Be cautious in filing bankruptcy

Many people think that filing for bankruptcy can help them stop foreclosure. But data from the American Bar Association shows that it doesn’t work that way. In fact, 96% of the people who file bankruptcy end up losing their homes anyway—so they’re left with a foreclosure and a bankruptcy on their records. In some cases, bankruptcy is still a practicable choice, but don’t make any decisions without getting expert advice.

Have plan B

Not all people will meet the criteria for a mortgage loan modification. Maybe you’ve fallen too far behind, your lender may be simply tough to work with, or maybe you don’t need it after all. In any case, it’s always good to have a Plan B. Your mortgage modification attorney can help you find the most excellent answer.

If you can’t get your loan modified, talk to your lawyer about a short sale. This involves selling your home for less than its fair market value and giving the proceeds to your lender. Although you still lose your home, it’s not as hurtful to your credit as foreclosure, so it’s easier to get back on your feet.

Everyone faces unavoidable financial problems at some time and find that they are in an impossible situation and unable to meet their obligations. This situation might make some feel that it is hopeless to find money help, but that is not necessarily true. Educating oneself on loan terminology and shopping around for a loan will go a long way in saving money.

Bad credit auto loans can be obtained through auto dealerships, online lenders, and high-risk lenders. They are normally available for the people with a credit score of less than 600. Such a low credit score can happen after a divorce, bankruptcy, or poor financial decisions. Lenders will try to compensate for the bad credit rating by charging higher interest rate than they would for a normal credit rating.

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You may have been wondering how you could make your dreams of the perfect home a reality, but with UK home loans, your dreams really can come true. There are a variety of different home loans that are out there, and no matter what your situation, chances are you can find a loan that will be suited to you and the home you have always dreamed of.

It is really quite easy to purchase your dream home with the variety of home loans available in the UK. There are several interest rate options that you can choose from, including balloon rate options, fixed rate loans, and adjustable interest rate loans. Before you decide to apply for your loan for a home, you will probably want to consider these options and decide which one will be the best for your situation.

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